You are playing the paytable, not another player
In standard draw video poker, you receive five cards, choose which to keep, and replace the rest. The final hand pays according to the game’s paytable. There is no opponent to bluff and no pot to win.
For a conventional 52-card game, replacements come from the 47 cards not in the original hand. Discarded cards do not return on that draw. The five cards you were dealt therefore matter even when you keep only one or two.
The goal of strategy is to choose the hold with the highest expected payout: the average across its possible replacement cards. That is not always the hold most likely to produce any paying hand.
Read the paytable before choosing a strategy
“9/6” refers to the full-house and flush payouts: 9 and 6 per coin. Those two numbers are a useful shortcut, but check the whole table, including the royal payout.
| Final hand | Return per coin | Total on 5 coins |
|---|---|---|
| Royal flush | 800 | 4,000 |
| Straight flush | 50 | 250 |
| Four of a kind | 25 | 125 |
| Full house | 9 | 45 |
| Flush | 6 | 30 |
| Straight | 4 | 20 |
| Three of a kind | 3 | 15 |
| Two pair | 2 | 10 |
| Pair of jacks or better | 1 | 5 |
| Other hand | 0 | 0 |
These are total payouts, not profit added to the stake. A high pair returns five coins on a five-coin wager, so you break even. Two pair returns ten coins, leaving a five-coin profit.
With this paytable and optimal play, the theoretical return is approximately 99.54%. That still leaves a house edge of about 0.46%. This benchmark comes from the published 9/6 analysis; it does not apply to every game called Jacks or Better.
Five coins does not have to mean a large dollar bet
On a common paytable, a royal returns 250 per coin at one through four coins, then 800 per coin at five. The five-coin bonus improves the return per dollar. It is a payout-rule difference, not a reward for chasing losses.
Check that bonus on the actual game. Five coins at a $0.25 denomination cost $1.25 per hand; five at $1 cost $5. Choose an affordable denomination rather than increasing your spending to reach a payout column.
Four hands that explain the decisions
Read each hand as a choice between possible draws. The hold labels show the best decision for the exact cards displayed, using the paytable above.
Keep a paying pair over this flush draw
Hold both kings. Draw three cards. Keeping the four spades gives you a chance at a flush, but the pair has the higher average payout. It already returns your stake and can improve.
An unpaid pair can lose to a flush draw
Hold the four spades. Discard the five of hearts. A pair of fives pays nothing by itself. In this hand, drawing one card to the flush is worth more than keeping the low pair and drawing three.
Keep both pairs instead of chasing four of a kind
Hold the queens and eights. Draw one card. Two pair is already a paying hand. Any of the four remaining queens or eights makes a full house. Breaking the eights to chase four queens gives up too much value in this game.
Break this flush for four to a royal
Keep A–K–Q–J of hearts. Discard the three. Holding the flush guarantees a return of 6 times the bet. Drawing one card creates a one-in-47 chance of a royal, plus other possible payouts.
For this exact hand, the average total return from drawing is about 18.43 times the bet, compared with 6 for holding the flush. You will often get a worse result on this one draw. The better average does not make the next card predictable.
How to use a complete strategy chart
Match the chart to the exact paytable. Find every applicable hold, then choose the one ranked highest. If you have both a pair and a four-card draw, compare them rather than stopping at the first pattern you notice.
Full charts include close decisions involving high cards, gaps in straight draws and discarded cards. Use a complete 9/6 Jacks or Better chart for those cases. The four examples here are not a substitute for that detail.
Deuces Wild needs a different set of decisions
In Deuces Wild, every two is wild. A two can stand in for another rank or suit to make a paying combination. A natural royal uses no wild cards; a royal made with a deuce is a different, lower-paying result.
Standard Deuces Wild pays from three of a kind upward. A high pair is no longer a made winner, so a Jacks or Better chart will give the wrong priorities.
| Check | Why it changes the decision |
|---|---|
| Full paytable | Returns for quads, full houses and flushes vary between versions. |
| Number of deuces | Charts separate hands with zero, one, two, or three-plus wild cards. |
| Natural vs. wild royal | They are separate awards with very different values. |
| Five of a kind | A wild-card hand that does not exist in ordinary Jacks or Better. |
For the specific full-pay version analyzed by Wizard of Odds, optimal play gives about 100.76% theoretical return. That figure is not a general Deuces Wild return or a claim that this paytable is currently available at your casino.
Use the chart for the actual version, starting with the number of deuces dealt. Even familiar decisions such as keeping two pair can change. A favorable published return assumes the corresponding strategy; it does not guarantee a profit or eliminate the need to fund losing stretches.
Avoid habits that quietly give up value
Keeping an extra card “just in case”
When the right play is to keep a pair in Jacks or Better, holding an unrelated kicker uses up a draw that could improve it. Keep the cards the strategy calls for. Do not transfer this rule blindly to bonus variants where kickers can affect awards.
Judging the decision by the next card
A correct discard can be followed by a loss. An incorrect hold can land a jackpot. Review the expected value at the moment of the decision, not whether the draw happened to work.
Practicing the wrong version
A chart for 9/6 Jacks or Better is not automatically correct for a lower-paying table. Changing variants without changing strategy can surrender some of the return you chose the game for.
A bankroll is a spending limit, not a royal-flush countdown
Rare hands account for part of theoretical return. You can therefore play correctly and still have a long losing stretch. There is no bankroll amount that guarantees you will last until a royal.
Decide what you can afford to lose before playing. Lower the denomination if a five-coin wager is too large, and do not treat losses as a reason to raise the stake. A risk-of-ruin estimate needs the game, strategy, bet size, time horizon and stopping rules; a generic “safe number of bets” leaves too much out.
Questions readers ask
Should I always keep a winning hand?
No. The four-to-a-royal example shows a case where breaking a made flush has a higher expected payout. The correct choice depends on the exact cards and paytable.
Is a royal flush due after a long dry spell?
No. In a standard game that starts each hand with a fresh shuffled deck, previous hands do not make a royal due. An average frequency is not a schedule.
Does optimal strategy guarantee 99.54% back?
No. That is the theoretical average for the specified 9/6 Jacks or Better paytable with optimal play. A session can return much less or more, and a different paytable changes the benchmark.
What is a penalty card?
It is a card you discard that removes a useful replacement from the remaining deck. In a close decision, that can change which hold has the highest expected payout.
Sources & calculation notes
- Wizard of Odds: optimal 9/6 Jacks or Better strategy — benchmark return, paytable and full strategy reference.
- Wizard of Odds: full-pay Deuces Wild strategy — the specific game behind the 100.76% benchmark.
The four displayed hands are checked by enumerating all replacement combinations from the 47 unseen cards for every possible hold. For the royal draw, the total is (800 + 7 × 6 + 3 × 4 + 12 × 1) ÷ 47 = 18.4255 times the bet. Returns include the stake; they are not net profits.
For the broader math, read house edge and expected loss or what RTP does—and does not—tell you.
Compare available paytables
These are documented standard schedules, not a survey of which machines are currently available. Match every award before choosing a preset. The simulator keeps its original Jacks or Better 9/6 and 100-hand defaults.
A reduced full house or flush changes the value of drawing to those hands. The 9/6 examples elsewhere on this page are not a complete optimal chart for 9/5 or 8/6. Each preset has its own optimal-play frequencies.
Jacks or Better: 9/6
Optimal theoretical RTP: 99.5439%. This existing preset retains its published rounded probabilities; its sampler approximation is unchanged. All awards below are gross credits returned for five credits wagered.
| Final category | Credits returned |
|---|---|
| Royal Flush | 4,000 |
| Straight Flush | 250 |
| Four of a Kind | 125 |
| Full House | 45 |
| Flush | 30 |
| Straight | 20 |
| Three of a Kind | 15 |
| Two Pair | 10 |
| Jacks or Better | 5 |
| All other hands | 0 |
Jacks or Better: 8/5
Optimal theoretical RTP: 97.2984%. This existing preset retains its published rounded probabilities; its sampler approximation is unchanged. All awards below are gross credits returned for five credits wagered.
| Final category | Credits returned |
|---|---|
| Royal Flush | 4,000 |
| Straight Flush | 250 |
| Four of a Kind | 125 |
| Full House | 40 |
| Flush | 25 |
| Straight | 20 |
| Three of a Kind | 15 |
| Two Pair | 10 |
| Jacks or Better | 5 |
| All other hands | 0 |
Jacks or Better: 7/5
Optimal theoretical RTP: 96.1472%. This existing preset retains its published rounded probabilities; its sampler approximation is unchanged. All awards below are gross credits returned for five credits wagered.
| Final category | Credits returned |
|---|---|
| Royal Flush | 4,000 |
| Straight Flush | 250 |
| Four of a Kind | 125 |
| Full House | 35 |
| Flush | 25 |
| Straight | 20 |
| Three of a Kind | 15 |
| Two Pair | 10 |
| Jacks or Better | 5 |
| All other hands | 0 |
Jacks or Better: 6/5
Optimal theoretical RTP: 94.9961%. This existing preset retains its published rounded probabilities; its sampler approximation is unchanged. All awards below are gross credits returned for five credits wagered.
| Final category | Credits returned |
|---|---|
| Royal Flush | 4,000 |
| Straight Flush | 250 |
| Four of a Kind | 125 |
| Full House | 30 |
| Flush | 25 |
| Straight | 20 |
| Three of a Kind | 15 |
| Two Pair | 10 |
| Jacks or Better | 5 |
| All other hands | 0 |
Jacks or Better: 9/5
Optimal theoretical RTP: 98.4498%. Variance: 19.495635 squared total-wager units per hand. All awards below are gross credits returned for five credits wagered.
| Final category | Credits returned |
|---|---|
| Royal Flush | 4,000 |
| Straight Flush | 250 |
| Four of a Kind | 125 |
| Full House | 45 |
| Flush | 25 |
| Straight | 20 |
| Three of a Kind | 15 |
| Two Pair | 10 |
| Jacks or Better | 5 |
| All other hands | 0 |
Jacks or Better: 8/6
Optimal theoretical RTP: 98.3927%. Variance: 19.340117 squared total-wager units per hand. All awards below are gross credits returned for five credits wagered.
| Final category | Credits returned |
|---|---|
| Royal Flush | 4,000 |
| Straight Flush | 250 |
| Four of a Kind | 125 |
| Full House | 40 |
| Flush | 30 |
| Straight | 20 |
| Three of a Kind | 15 |
| Two Pair | 10 |
| Jacks or Better | 5 |
| All other hands | 0 |
Changing denomination changes USD amounts, not these credit awards or probabilities. A 4,000-credit royal at $0.25 per credit returns $1,000 after a $1.25 wager. Every added schedule uses its own integer-weight analysis; no other paytable's frequencies are reused. The analysis assumes optimal play, while this automatic simulator samples final categories and does not teach or grade holds.
The source's 9/5 total-combinations cell contains zero, a transcription error. Its individual category counts sum to 19,933,230,517,200 and reproduce the reported return; those individual counts define the added 9/5 model.